GBANK / GENIUS BANK
ENTER THE
VAULT.
Treasury-backed credit for the Genius ecosystem. The reserve is behind the door.
SCROLL TO ENTER GBANK
GBANK
GBANKGENIUS BANK
@gbankonchain Enter Bank
01 / THE BANK
THE
GENIUS
BANK.

GBANK is a treasury-backed onchain bank built around one simple action: lock approved collateral and borrow $GENIUS directly from the reserve.

Borrow $GENIUS View Treasury
GBANK vault
CREDIT ASSET$GENIUS
RESERVEONCHAIN
MARKET STATETBA
01
02 / WHY A BANK?
A treasury that only sits still is a balance.
A treasury that lends becomes infrastructure.
GBANK turns treasury liquidity into programmable credit. The reserve becomes useful without leaving the chain: collateral enters, borrowing capacity is computed, $GENIUS leaves the reserve, debt accrues, and repayment closes the loop.
02
03 / THE CREDIT LOOP

Five steps.
One onchain position.

Every loan is a state machine. The user does not ask a desk for permission. The contract checks whether the position satisfies the market's rules.

Deposit collateralSupply an asset accepted by the active GBANK market.
Value positionOracle state and risk parameters define usable collateral value.
Borrow $GENIUSDebt is created directly against the collateral position.
Manage healthAdd collateral, reduce debt, or monitor liquidation distance.
Repay + unlockRepay debt and release collateral when the account is clear.
03
04 / LOAN DESK

How much $GENIUS
do you need?

This interactive desk previews the borrowing flow. Production rates, market caps, oracle configuration and liquidation parameters remain contract-defined.

Borrow $GENIUS
Set an illustrative collateral value and choose how much of the available credit line you want to use.
ILLUSTRATIVE BORROW$3,000
Example max LTV60%
Position healthHEALTHY
Borrow asset$GENIUS
Rate modelUTILIZATION BASED
Liquidation thresholdTBA
OracleTBA
Preview values are illustrative. Production parameters should be read directly from the deployed GBANK contracts.
04
05 / TREASURY CORE

The bank starts
with the reserve.

The treasury is not marketing decoration. It is the liquidity source, safety buffer and accounting center behind the credit market.

TREASURY STATUS
TBA LIVE BALANCES WILL BE READ FROM DEPLOYED GBANK ADDRESSES
ACCOUNT
STATE
ROLE
Credit Reserve
TBA
$GENIUS liquidity
Collateral Vault
TBA
user collateral
Interest Reserve
TBA
protocol revenue
Safety Buffer
TBA
shortfall protection
Accounting
ONCHAIN
position state
05
06 / RISK ENGINE

A bank is mostly
risk management.

Easy borrowing only works when the rules are strict. GBANK separates credit experience from risk policy: the interface can be simple while the contract constraints remain explicit.

RISK_01LTV

Borrow capacity

Maximum LTV caps initial debt against collateral value. The protocol should reject debt creation above the configured limit.

RISK_02LIQUIDATION

Health boundary

The liquidation threshold defines when the account becomes unsafe and the collateral can enter the liquidation path.

RISK_03RATE

Liquidity pricing

Borrow cost can rise with reserve utilization so scarce liquidity becomes more expensive as the bank approaches capacity.

RISK_04CAPS

Market exposure

Supply and debt caps bound protocol exposure to any collateral market, regardless of demand.

06
07 / ARCHITECTURE

One bank.
Separate contracts.

Custody, valuation, accounting and risk should remain separable. That makes the system easier to reason about, audit and upgrade.

01
Vault

Holds approved collateral and tracks ownership. The vault does not decide credit policy.

CUSTODY
02
Debt Engine

Creates and settles $GENIUS debt, accrues interest and maintains each loan state.

ACCOUNTING
03
Risk Controller

Stores LTV, liquidation thresholds, market caps and asset eligibility.

POLICY
04
Oracle Adapter

Normalizes the price source used to value collateral and calculate health.

VALUATION
05
Treasury

Supplies credit liquidity, receives defined protocol revenue and maintains reserves.

CAPITAL
06
Liquidation Path

Handles unhealthy positions according to the market's published liquidation rules.

RECOVERY
07
08 / THE LOOP

Borrowing creates
a second market.

Once $GENIUS becomes borrowable, the asset has another source of demand and another reason to remain liquid. Treasury capital becomes credit capacity; credit activity creates protocol revenue; protocol revenue can strengthen the reserve.

01 / TREASURYSUPPLIES LIQUIDITY
02 / USERSBORROW $GENIUS
03 / LOANSACCRUE INTEREST
04 / REVENUERETURNS TO SYSTEM
05 / RESERVEGETS STRONGER
08
09 / GBANK

BORROW
$GENIUS.

Treasury-backed credit for the Genius ecosystem. Deposit collateral, open a $GENIUS credit line, manage the position, and settle everything onchain.

Enter GBANK @gbankonchain ↗
09
GBANK ready.